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Picture yourself in the hills of Idanre, on the Table Mountain in Cape Town, going on a safari at the Masai Mara, exploring the cave at Ogbunike, hiking up the Kilimanjaro in Tanzania, snorkeling in Seychelles…simply breathtaking! Jovago.com Africa’s largest hotel booking portal is offering 1 lucky person the chance to travel and explore Africa, all expenses paid!

All you need to do is make an exciting video and you could become Jovago’s Destination Review Expert.
How To Participate:
  1. Make an exciting video saying what travel means to you
  2. Like & share video with @Jovago on Facebook, follow & share video with @JovagoTravel on Twitter &Instagram with hashtag#JovagoDreamJob
  3. Get the job of your life!  Travel to different cities and countries (in Africa) reviewing hot new destinations as the face of Jovago.com
Rules
·         The contest is open from Monday May 4th to Thursday June 4th
·         All the videos submitted must be original content and not include third-party copyright
·         The length should not exceed 1 min
·         Jovago reserves the right to disqualify who we believe are cheating the voting system
·         Harmful or offensive submissions will be removed
·         The videos can be posted on Facebook, Twitter and Instagram or submitted by mail to love.travel@jovago.com
·         The videos with the highest number of likes, comments and shares will be considered for the final selection by the Jovago jury
·         The total number of comments/share/likes taken in consideration, will be the sum among comments/share/likes of Facebook, Twitter and Instagram
·         The winner will be contacted by our customer service on Monday, June 1th on his Facebook, Twitter or Instagram account or email address
Click here to read more about the competition and how you could win this!

How to Get a Small Business Loan from a Bank



Let’s talk about getting a small business loan from a bank. One of the challenges of running and expanding a small business in Nigeria is getting access to funds to finance the business. People usually start their businesses with money they have saved and, sometimes, donations or loans from friends and family. Sometimes, money from these sources is not enough to really grow a business, and so the business owner starts looking for other ways to finance his ventures.



Some business owners say that banks are not willing to lend money to small businesses. This is not the case. The issue, many times, is that business owners do not know how to organize and present their businesses in a way that will help them get money from banks.
Here are five simple ways through which you can increase your chances of getting a loan from a bank, and grow your business.
·         Number one, you must understand why banks give out loans in the first place. Banks give out loans because they expect to be paid back. They will therefore only lend to a business purpose that they think is sound. A bank will not lend you money unless you can show that bank that you have a good business plan and that you will use the money that you are given as your business plan says.
·         The second thing is your reputation. Do you have a record of borrowing from banks and repaying what you borrowed? Or have you borrowed from other banks and not paid back? If you have a track record of not paying loans you have taken or issuing cheques which bounce, most banks will not be willing to lend you money.
·         Number three; do you have a good accounting system in place for your business? Many banks will only lend to businesses that have a good and accurate accounting system. The accounting system must show that the owner’s accounts and the accounts of the business are separate. The accounting documents which banks like to see before they lend you money for your business are the profit and loss account of the business, the balance sheet, the cash flow statement and etc.
·         Four, are you familiar with your industry? It is easier to convince a bank to lend to you if you are able to show that you understand the industry that you do business in and, that you understand the value that you bring to that industry. Do you know who your major competitions are? What do you offer that they do not or cannot? How do you intend to win a bigger market share over time? If you can show that you understand your competition and how to get ahead of them, banks may consider your business a good one to support.
·         Finally, be persistent. Many small business owners try just one of two banks and then give up on their goal of getting a loan because they have been rejected. It is important to know that banks have different business areas in which they focus. They also have different areas of knowledge. Some banks prefer to lend to really big companies while others prefer to lend to small or medium sized ones. If you really need a loan, don’t give up after trying just one or two banks.
If you have a good business plan, keep the right accounts and find the right bank, chances are that you will get the loan that you are looking for to grow your business.
This has been courtesy Wema Bank as part of The Bankers Committee Financial Literacy Public Enlightenment Programme brought to you by The Bankers Committee, comprising all the commercial Banks in Nigeria and the Central Bank of Nigeria, CBN.

Learn How To Be Your Own Boss with A 2-week Intensive Training On Wedding Decoration, Balloon Artistry And Cake Making

unnamedDo you want to learn how to make MONEY for yourself?
Are you tired of applying for same jobs with over 1,000+ other applicants?
Are you tired of being broke and dependent on government, family and friends?
Don’t miss this opportunity to join H-Cube Events in Conjunction with PartyHeaven (UK) and Misorge Kiddies (Nigeria) this May for a 2-week intensive training on:
  • Wedding Decoration
  • Balloon Artistry
  • Cake Making
Course details:
Venue: Snug Events Centre, Commercial Avenue, Sabo Bus Stop, Yaba, Lagos
Balloon Decoration Training
  • Fundamental Session (N10,000): this is for beginners, very essential if you are new to balloons.
  • Advanced class (N15,000): for people who know their balloons well enough.
  • Link-O-Loon class (N15,000): learn how to use a particular type of balloon to ‘wow’ your customers in various ways.
Week 1: 15th – 17th of May, 2015
Time: 9 AM – 4 PM
* 10% discount for participants attending 3 classes
5% discount applicable if you’re taking 2 classes.
Drinks & snacks provided
Wedding/Floral Decoration
  • Types of chair and table dressing/setting
  • Colour arrangement and combinations
  • Flower types and flower arrangements
  • Venue sitting arrangement and set-up
  • Different types of wall drapes and backdrop design
  • Latest car decorations
  • Lighting: Drape lighting, paper lantern lighting, dance floor lighting etc
Course Fee – N50,000
Week 1: 11th – 14th of May, 2015
Week 2: Monday 18th May, 2015
Time: 9 AM – 4 PM
Cake Making Training
  • Baking different types of cake
  • Making of butter cream and how to use it to decorate
  • How to make fondant and decorate with it
  • How to cover cake with fondant
  • How to make simple birthday cake for children and Adult
  • How to make wedding cakes.
  • How to make flowers for wedding cake roses, daisy, lily etc
  • Pipping tips etc
Course Fee: N30,000
Week 1: 19th – 21st of May, 2015
Week 2: 22nd (Full day practical)
Time: 10 AM – 4 PM
* 20% discount for participants attending all the classes.
Drinks & snacks provided
There are applicable discount for a group of 5 and more.
To register, send your name, phone number and your preferred course to Email: hcubeglobal@gmail.com, partty_heaven@yahoo.com | Call: 08126051406, +447466533711, 08035154680
Pay applicable fees into our any of the accounts with details below:
Sterling Bank
Account Name: Hcube Int’l Services Ltd
Account Number: 0024140505
Mainstream Bank
Account Name: Hcube Int’l Services Ltd
Account Number: 6510202926
GTBank
Account name: Olayemi Oyewo
Account Number: 0029650678
For all inquiries and information:
Email: hcubeglobal@gmail.com, partty_heaven@yahoo.com
Phone: 08126051406, +447466533711
Register at http://hcube-events.com/?q=node/21
Facebook: facebook.com/HcubeEventsManagement | facebook.com/PartyHeavenPartySolutions
Twitter: @hcubeevents @byoola79
Website: www.hcube-events.com

12 Secrets Of Success For Young Entrepreneurs

It is instructive for intending youth’s entrepreneurs to note that success in entrepreneurship involves consistent production of products or rendering of services that met the specific needs of customers coupled with the ability of the firm to provide quality customer services that will compel repeated customer patronage which increases the profitability of the firm, to sustain and grow the business.

However, research has shown that for every one thousand newly start-up businesses, ninety percent fails within the first five years of operations due to factors that I don’t want to bore you with for now. But on the other hand the ten percent that succeed was due to certain qualities displayed by the entrepreneurs operating them. So what are these qualities?
Here are some of them that intending youth’s entrepreneurs can access to develop themselves and deploy in their entrepreneurial venture:
1. An Agile Mind:
It’s useful for entrepreneurs to possess an agile mind i.e. the mind to think quickly and intelligently so that he/she can be able to assess business opportunities after identifying a need and move swiftly to fulfill it.
2. Business Consciousness:
Actually, true entrepreneurs are business conscious people who are completely obsessed with business opportunities and can easily identify one even when others see it as a problem. e.g when Jimoh Ibrahim bought NICON from the federal government; it was a failed public corporation and constituted a problem to the government but to him it was a cash cow waiting to be re-structured and provided with good management.
3. Dynamism:
A true entrepreneur must possess the energy and enthusiasm to convert business ideas into reality. And this usually plays out in their capacity to put together a bankable business plan which assist them to secure finance to execute their business idea, work hard to pull out their business from a state of declining profit to a margin of profitability through the introduction of new ideas, creating new business environment, spotting trend and adding new product lines to meet changing taste of customer, creating awareness of their activities to turn around the fortune of the business for the better.
4. Leadership Skills:
This is very key to success in entrepreneurship because an entrepreneur should be able to select a team, delegate and direct, initiate actions, communicate, control, inspire and motivate employees towards achieving organizational goals/objectives.
5. Courageous:
Successful entrepreneurs are courageous people who usually cope with the risks associated with running a business concern such as low – patronage, harsh economic environment, risk of losing one’s total investment and dwindling fortune of the business etc. Despite all these afore mentioned risks they sum up the courage to run their business successfully.
6. Discerning:
The capacity to exercise a good sense of judgment plays a significant role in your being a successful entrepreneur because entrepreneurship involves making decisions i.e choosing between alternative. e.g before opening shop an entrepreneur may decide to either employ a full-time staff or outsource most of his/her activities.
7. Knowledge ability of market:
Having a good knowledge of your prospective customers and target market coupled with information on what their specific needs are before executing decision associated with the market mix variables i.e product, place, price and promotion are critical issues in successful entrepreneurship.
8. Hard Working:
Successful entrepreneurs usually display the capacity to work for a long hours in their business. And very often they do not see the long hours invested as working but feels as if they are having fun. This attitude is attributable to their love for their business. Perhaps, this explains why it’s extremely necessary for you to engage in business which you truly love. Indeed engaging in a business that your heart is not is a recipe for disaster.
9. Ability to Accept Mistake:
As you embark on your entrepreneurial journey, you’re going to experience a lot of strange things in the business arena. And when you do, you can look so stupid. And you’ll begin to say to yourself: why do you allow this to happen with all your experience.
My candid advice to you is to quit bothering about it. Accept you made a mistake and move on.
To succeed as an entrepreneur you must develop the capacity to take mistake as a practical experience that equips you to be able to pursue your entrepreneurial dream to a successful venture.
10. Having more than profit motive for setting up a business:
Although the chief aim of an entrepreneur setting up business is to make profit but if you make profit – making your dominant goal for being in business, you’ll never succeed. This is very key because of the get rich-quick-attitude among youths in recent times. Take for example: A supermarket operator who refuses to destroy an expired Tin-food stuff because doing so will make him/her lose money and thus went ahead to sell same to an unsuspecting customers. Now if the expired tin-food stuff causes food poisoning that resulted to the death of the customers, he/she will be in serious trouble if the cause of the death is traced to the expired tin-food sold to them. Even if the customers merely discovered that the tin-food sold to them were expired stuffs and they were constrained to disposed of them, they won’t return to the supermarket again. And worst still if they decide to tell prospective customers of the supermarket of their experience: The net result will be lack of patronage and poor sales turn-over which will directly affect the profit margin of the supermarket. It’s worthy of note that hardly can any business survive without repeated customers patronage and favourable words of mouth recommendation from satisfied customers.
11. Networking:
Actually, true entrepreneurs are always networking with others to enhance the success of their business. And they do this through joining trade association, social clubs and relevant business association for ideas and contacts to promote their business.
12. Capacity to stay on course:

True entrepreneurs often demonstrate the capacity to hang on, on their entrepreneurial dream against all odds i.e They seldom give-up, despite all odds until they achieve their desire: If they try one method and it doesn’t work, they will another ……………. And another until they eventually get the one that works. Notices that in the process of doing that, those closed to them are naturally going to think that they are out of the mind for persisting. Indeed in entrepreneurship you will constantly have to draw from the reserve of your resilience to weather through the storm of ups and downs, strains and stresses, pains and gains that are part and parcel of the entrepreneurial endeavour to excel. It has never being an endeavour for the quitters.

Managing Director wanted at Ritmunds Limited

Image result for vacanciesAdvert for the Position of Managing Director in a Premium Paints/Decorative Company
 
Reporting Relationships
Functionally reports to: Board of Directors
Administratively reports to: Group Managing Director, 
 
Job objective(s)
Serve as the Chief Executive, lead and coordinate the efforts of various key departments and functions including finance, marketing, sales, legal, risk and control to meet overall corporate goals and objectives. 
 
Duties and Responsibilities
  • Drive the implementation of all corporate, business and operational strategies of the company
  • Responsible for the day to day management and operations of the Company
  • Implement policies laid down by the Board from time to time
  • Monitor and control corporate performance and finances 
  • Maintain regular, effective and interactive interface with the Board 
  • Oversight functions in relation to all of the Company’s budgeting matters
  • Periodic review of financial statements
  • Committed to providing true employee enhancing, integrity based, and profit-focused service
 
Job objective(s)
Serve as the Chief Executive, lead and coordinate the efforts of various key departments and functions. He/she also provides focused, efficient, visionary, fair and value based leadership to the Company
 
Duties & Responsibilities
  • Drive the implementation of all corporate, business and operational strategies of the company
  • Responsible for the day to day management and operations of the Company 
  • Implement policies laid down by the Board from time to time
  • Monitor and control corporate performance and finances  
  • Maintain regular, effective and interactive interface with the Board 
  • Oversight functions in relation to all of the Company’s budgeting matters
  • Perform any other assignment delegated by the Group Managing Director
 
Key Performance Indicators
  • Double digit growth of business
  • Brand awareness: 
  • Financial Health: e.g. Increase in operating cashflows
  • Profitability: Return on Capital Employed (RoCE) and Return on Investment (RoI)
  • Efficiency: Timeliness in completing audit and rendering quarterly and annual  returns, Reduction in the cost of operations and increase in capacity utilization, management of inventories and employee stability 
  • Increase in worth of the company - share price 
  • Qualification & Relevant Work Experience
  • A minimum of a Bachelor’s degree in Accounting, Finance, Commerce or Business Management/Administration
  • Professional certification is very key
  • Minimum of 20 years’ post NYSC work experience, 10 years of which must have been in a senior managerial capacity.
 
Knowledge/Skills/Competence
  • Excellent knowledge of relevant and generally accepted best practices and principles of the paint manufacturing industry. 
  • Knowledge of federal and provincial legislations affecting the business/industry.
  • Proficiency in the use of computer programs/software for Accounting, Power Point presentations, Word processing, Databases, Spreadsheets, email & Internet
  • Excellent Strategic marketing & sales skills
  • Project Management Skills
 
Knowledge/Skills/Competence
  • Excellent written and oral communication skills.
  • Strong analytical skills.
  • Very good interpersonal skills
  • Superlative problem solving skills
  • Excellent planning and organization skills: 
  • Effective team player: 
  • Outstanding customer service skills: 
  • Very good decision taking skills: 

Graphics Design Professional needed at BookorRent Limited

Image result for vacanciesA firm in the eCommerce sector requires suitable candidate to fill this position 
 
Responsibilities
  • We need to Graphics Design professionals that will be saddled with the responsibility of design of appealing and professional design creatives for an E-commerce site. 
  • Creatives will be used on Social Media platforms (such as Facebook, Twitter, Pinterest, Instagram, Youtube, Yookos) and also deployed directly on the site. 
  • An understanding of Photoshop, Corel Draw, Adobe Creative Suit, After Effects and other TV Animation development tools will be central to our selection process.
  • Also a good knowledge of Web Design GUI using PHP, Social media platforms and SEO strategy will be an added advantage."
 
Requirement 
  • Minimum of OND
  • 3-5 Years of Experience
 
Note 
  • Youth corp members can apply

Production Supervisor needed in Trides Care Beverages Limited

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Trides Care Beverages Limited is a new manufacturer and bottler of all natural healthy as well as functional beverages. Our company has gradually etched itself into the Nigerian foods and beverages market by maintaining quality control backed by best technology in all its operations .Our products are produced with the finest natural ingredients in the beverage industry. Our drinks were chosen to be unique and healthy with our consumers in mind. We wish to be known for excellent and high quality standards in our manufacturing processes. We have also invested substantially in the fruits and vegetables processing industry. The company has, as part of its plans for expansion, procured a plant solely for the production of processed tomatoes and other food seasonings. This is aimed at lowering the cost of such products in the open market as well as offer new methods on food preservation.

 

Job Description:

  • Overseeing production processes.
  • Ensure that production meets health, sanitation, and quality standards set by the corporation, food industry, and government agencies.  
  • Will also be responsible for coordinating shifts, arranging schedules, and monitoring employee performance.
  • Selecting, ordering and purchasing materials
  • Organizing the repair and routine maintenance of production equipment
  • Liaison with buyers, marketing and sales staff
  • Supervising the work of junior staff
  • Responsible for researching and coordinating the manufacturing processes. Other  task, such as quality control, or an entire assembly line process.
  • To generally review manufacturing processes for efficiency, noting areas for improvement and researching alternative machinery, equipment, or modifications.
  • Planning and Organizing production schedules.
  • Assessing project and resources requirements.
  • Estimating, negotiating and agreeing budgets and timescales with clients and managers.
  • Determining quality control standards.

Requirements: 
  • Production Supervisors position is open to graduates from any degree discipline
  • Candidate must be aware of Management functions and have the ability to communicate with all levels of personnel.
  • Knowledge and adherence to satisfy rules and regulations.
  • Good house keeping standards.
  • Ability to work as part of a team.
  • Communication and interpersonal skills.
  • IT and numerical skills
  • Communication and interpersonal skills
  • Managers must also be able to handle responsibility and the pressure of meeting deadlines.

Admin Officer Trides wanted at Care Beverages Limited


Trides Care Beverages Limited is a new manufacturer and bottler of all natural healthy as well as functional beverages. Our company has gradually etched itself into the Nigerian foods and beverages market by maintaining quality control backed by best technology in all its operations .Our products are produced with the finest natural ingredients in the beverage industry. Our drinks were chosen to be unique and healthy with our consumers in mind. We wish to be known for excellent and high quality standards in our manufacturing processes. We have also invested substantially in the fruits and vegetables processing industry. The company has, as part of its plans for expansion, procured a plant solely for the production of processed tomatoes and other food seasonings. This is aimed at lowering the cost of such products in the open market as well as offer new methods on food preservation.

Responsibilities:
  • To provide administrative support to the Administrative Manager and ensure that all Administrative matters and files are treated in the strictest confidence at all times.
  • Arranging travel, meetings and appointments of the general staff.
  • Responsible for the vetting of employee data on file to ascertain correctness of personal information supplied
  • To perform secretarial functions, including drafting and typing letters, memos and other documents.
  • Supervision of housekeeping of the offices and premises
  • Coordinates the collection of staff uniforms, kits and related security gadgets and equipment's and maintaining the stock inventory management.
  • Keeping custody of vehicles keys and movement register
  • Carrying out inspection of vehicles and cars regularly to ensure that basic neatness is maintained in the interior and exterior conditions.
  • Supervises the pool drivers and assigning them to movement requests daily
  • Coordinates the renewal of statutory licenses, permits, etc. relating to physical assets of the company including vehicles particulars on both state and federal laws.
  • To ensure that each staff meeting is properly set up including drafting the agenda and ensuring that all papers are prepared on schedule, and conform to the highest standards
  • Any other duty that may be assigned to you by Management

 Requirements:
  • Minimum of HND
  • Must be skilled with the computer and MS Word Softwares
  • 1-3 years experience

Secretary Needed at: Yemlek Tutors

Image result for vacanciesYemlek Best Touch Ltd was incorporated in the Month of May 2009 with RC 819326 to carry on the following Services amongst others: Educational Services, Employment Agency, Training, Human Resources Management.

Responsibilities:
  • A secretary will have to take notes and dictation from the boss for drafting the correspondence or executing the work. She can either record the dictation and transcribe it later or write it down.
  • Will have to keep a record of appointments and ensure that each one is conducted smoothly and on time. Follow up for attendance, venue booking, arranging notepads, pencils, water bottles, glasses, etc. are also the duties of a secretary.
  • Handling difficult situations without any assistance is one of the prime duties of a secretary.
  • A secretary might face managerial or administration problems; she has to sort them out on her own without the interference of the senior management.

Hot Job Alert! Check Out this Amazing Opportunity from Carlton Cooper | Application Ends 24th April, 2015


Carlton Cooper - BellaNaija - April -2015
Reputable companies involved in diverse business sectors are in search of vibrant, intelligent and experienced individuals to occupy job openings listed below: All applications must be submitted online at www.carltoncooper.net
Only serious job seekers should apply. Applications that scale through initial screening will be contacted for further screening and interviews strictly by email and text messages.
QUANTITY SURVEYOR
– Preparation and Review of BOQs
– Cost planning and commercial management
– Value Engineering
– Risk Management and calculation
– Procurement advice and assistance
– Interim Valuations and payment assessments
– Cost management process including design variations
– Project Management (Where applicable)
QUALIFICATIONS
– BSc/HND or similar in Quantity Surveying
– Must be computer literate with ability to use related software
– Professional qualification is an advantage but not compulsory
BENEFITS
– Yearly Remuneration N800,000 – N2,200,000
– Health Plan, Pension Plan, Transportation Allowance, Housing Allowance
Application Deadline: Friday, April 24, 2015

Security Guard wanted at: Westminster Security Solutions Nig. Limited

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Westminster Security Solutions Nigeria Limited is a member of Westminster Group Plc headquartered in the United Kingdom. Westminster Group Plc is a specialist security group operating worldwide in over 60 countries. The group̢۪s principal activity is the design, supply and on-going support of advanced technology of Fire, Safety, Security and Defence solutions.
 
Westminster Security Solutions Nigeria Limited provides world class solutions to almost any fire, safety, security and defence problem or requirement to governments, government agencies, non-governmental agencies (NGO), military establishments, airports, sea ports, embassies, banks, power stations, critical infrastructure and major organizations and corporations throughout Nigeria.
 
Requirements
  • Minimum Qualification: High School (SSCE). Must be physically and medically fit.
  • Preferred Years of Experience: Entry level
 
Responsibilities:
  • Secure premises and patrol to detect and prevent sign of intrusion by ensuring safety of personal and equipment.
  • Monitor CCTV from control room.
  • Control traffic by directing drivers.
  • Answer Telephone calls.
  • Obtain help by sounding alarms in case of emergency.
  • Monitor and authorize entrance and departure of employees, visitors or other persons to guard against theft and maintain security of premises.
  • Surveillance of security breaches within the designated duty post.
  • Applicants must be motivated individuals with keen interest in their duties.
  • Preparing and taking incident report as at.
  • Applicants must be hard working as well as enthusiastic about the security of client’s location.
  • Maintain an appropriate record of access control activities/resources.

Vacancy: Business Developer Needed at OODAK Consultants

OODAK Consultants is in need of a suitable candidate for this position
 
Responsibilities:
  • Research the market for identifying new business opportunities.
  • Explain prospective clients about the advantages of the products or services offered and follow up with them in order to close the business deals.
  • Respond to the client queries regarding the products in a timely fashion.
  • Develop business proposals for new and existing customers.
  • Develop creative strategies to retain the clients including interviewing them to take their feedback and incorporate it into the growth plan.
  • Prepare the annual marketing budget and track the expenses against the budget.
  • Develop in-depth knowledge about business development practices, marketing activities, prospective clients and industry trends.
  • Maintain a knowledge repository of clients, referrals, RFPs, prospects and presentations.
  • Develop strong customer relationships in order to generate high volume of prospective clients.
  • Manage customer calls and appointments effectively for new opportunities.
  • Participate in industry forums, client discussions, and conferences as a representative of the organization.
  • Determine cross-selling opportunities among different offices.
  • Supervise the client relationship management database and utilize it to manage customer contacts and mailing lists. "


 
Requirements:
  • Experience: 1-3 years
  • Qualification: Minimum HND 
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